What is a good credit score? There is no standard definition, but credit reporting agency Experian defines “good” credit as a FICO score ranging from 670 to 739. What is a fair credit score? That definition includes FICO scores from 580 to 669. You can reap huge benefits when you raise your credit score from… Continue reading How to Improve Credit Score – From Fair to Good

Getting a personal loan could make sense if you need money to pay for an unexpected expense, home improvement and repairs, or debt consolidation. But where do you turn for a personal loan when you need one? You might try a personal loan mobile app if you’re looking for convenient funding with potentially lower rates… Continue reading Are Personal Loan Mobile Apps Legitimate?

Are personal loans for fair credit borrowers a good financial option? If the answer is yes, then what personal loan interest rates can borrowers expect?

If debt consolidation is right for you, you can choose from several methods. One of those options is a personal loan for debt consolidation. If you consolidate debt with a personal loan, you can put an expiration date on your debt, improve your credit score almost immediately and work toward financial security.

You have plenty of choices when deciding on your best options for home improvement loans. Personal loans, home equity loans and credit cards can all fit the bill. But which works out the least expensive for you will depend on your budget and circumstances. So read on to discover your best choice.

If you need to borrow money quickly, you have a few options. Fast personal loans minimize the time it takes from application to approval and funding. How long does it take to get a personal loan? That depends on the lender, the loan terms, and how prepared you are when you apply. How Long Should… Continue reading How Long Does It Take to Get a Personal Loan?

Cosigning a loan puts your hard-earned savings and your hard-won credit score at risk. But how do you say no when a friend or family member you love asks you to do so? Maybe you don’t. Maybe you say yes. But be sure you read to the end of this article first. At least you’ll then know what you’re putting on the line.

If you’re desperate for cash, you may be tempted by tax refund anticipation loans (RALs), aka refund anticipation checks. Try to resist! Because these typically lack transparency and can turn out to be very expensive. Here are some alternatives — including ways to get your money more quickly from the IRS.

If you’re having extreme difficulty repaying your government-backed student loans, you’re not alone. About 10% of student loan borrowers default on their loans and experience dire consequences. But you don’t have to slide into default – you may be able to discharge student loans in bankruptcy.

You’re buying a boat! Congratulations! Whether you’re purchasing your first or your fifth, getting a new craft is one of life’s milestones. But there’s a high chance you’re going to need a boat loan. And that is a specialist field of financing. So get yourself up to speed before you tie yourself up in knots.