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Maryalene LaPonsie brings over a decade of experience in personal finance and banking, making her a trusted voice in the field. This Michigan-based writer’s insights are regularly featured in outlets like U.S. News & World Report, enhancing readers’ understanding of complex financial topics. Her comprehensive coverage extends to retirement planning, helping individuals navigate their financial journeys. Maryalene’s unique perspective is enriched by her 13-year tenure in the Michigan Legislature, where she honed her analytical skills, making her a discerning commentator on banking trends and policies.

Recent Articles By Maryalene Laponsie

How to Start Investing With $100 or Less

Maryalene Laponsie
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With the exception of a big bump at the start of the coronavirus pandemic, the stock market has been riding high for the past decade. The S&P 500, a stock index, has seen an average annual growth of 13.6%, according to investment bank Goldman Sachs. That means money invested in 2010 could be worth nearly… Continue reading How to Start Investing With $100 or Less

U.S. Bank Savings Review 2024

Maryalene Laponsie
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U.S. Bank is a Fortune 500 company and the fifth-largest bank in the United States. Customers can access their accounts online, at branches in 26 states, or through one of the nation’s largest ATM networks. Find the Best Savings Account Rates Savings rates are higher than they’ve been in over a dozen years, but if… Continue reading U.S. Bank Savings Review 2024

Linqto Review 2024: How It Works & Who Can Invest

Maryalene Laponsie
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Linqto provides accredited investors with a low-cost and accessible way to invest in some of the hottest private companies. This is one way people were able to get their foot in the door with businesses such as Coinbase and NerdWallet before they became publicly traded. What Is Linqto? Linqto is an online platform that makes… Continue reading Linqto Review 2024: How It Works & Who Can Invest

Axos Invest Review 2024: FAQs & Top Features

Maryalene Laponsie
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While high-yield savings accounts are good for emergency funds and other cash that needs to remain liquid, even the best accounts don’t pay much interest. If you really want your money to grow, it’s time to find the right investment platform and start investing. Axos Invest is part of a new generation of investment options… Continue reading Axos Invest Review 2024: FAQs & Top Features

The Best Savings Accounts in Arizona for 2024

Maryalene Laponsie
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With only about a dozen banks headquartered in the state, Arizona doesn’t offer its residents as many financial options as its neighbor California. The Phoenix Business Journal characterizes the state as a banking desert. That doesn’t mean you can’t get an excellent savings account in Arizona, but if you want to maximize interest earnings, you… Continue reading The Best Savings Accounts in Arizona for 2024

The Best Savings Accounts in Colorado for 2024

Maryalene Laponsie
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National banks such as Wells Fargo and Chase are among the biggest players in the Colorado banking scene, but their savings accounts may come with monthly fees and low interest rates. For the best savings account in Colorado, you’ll have to look elsewhere. Online banks, community banks, and local credit unions are all options to… Continue reading The Best Savings Accounts in Colorado for 2024

The Best Savings Accounts in Texas for 2024

Maryalene Laponsie
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There’s a lot to love about Texas, not the least of which is that it’s the best state in the nation for banking, according to MoneyRates rankings. Residents have access to more than 6,400 banking locations, and the state’s institutions get high marks for customer satisfaction. If you’re searching for a savings account in Texas,… Continue reading The Best Savings Accounts in Texas for 2024

TAB Bank Savings Account Review 2024

Maryalene Laponsie
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You may not be familiar with TAB Bank, but the institution has existed since 1998. Standing for Transportation Alliance Bank, TAB was created with truckers and others in the transportation industry in mind. Today, its customers can come from all walks of life, and the bank offers an interest rate on savings accounts that is… Continue reading TAB Bank Savings Account Review 2024

Long on Resolutions, Short on Results? How to Actually Reach Your Money Goals

Maryalene Laponsie
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Every year, people fail to keep their financial resolutions. Here’s how to make 2021 different.

What Happens When You Max Out Your Credit Card?

Maryalene Laponsie
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A maxed-out credit card can affect your credit score and your ability to get a loan. Here’s what you need to know about hitting your credit limit and how to get your finances back on track.

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