Gina Pogol

If you need to borrow money quickly, you have a few options. Fast personal loans minimize the time it takes from application to approval and funding. How long does it take to get a personal loan? That depends on the lender, the loan terms, and how prepared you are when you apply. How Long Should… Continue reading How Long Does It Take to Get a Personal Loan?

If debt consolidation is right for you, you can choose from several methods. One of those options is a personal loan for debt consolidation. If you consolidate debt with a personal loan, you can put an expiration date on your debt, improve your credit score almost immediately and work toward financial security.

Personal loan interest rates from reputable lenders range from under 6% to about 36%. The only way to know if you’re getting a competitive offer is to compare it to offers from competing lenders. You can save hundreds or even thousands of dollars by spending a few minutes obtaining personal loan offers from reputable personal loan providers.

Best reward checking programs and checking account rates listed daily by moneyrates.com.

If you’ve never hired a tax preparer before, you’re probably wondering, “How much does it cost to have your taxes done by a professional?” Average tax preparation fees depend on three factors – How organized are your taxes? Where do you live? How complicated are your taxes?

If you need money for home improvement, debt consolidation or other big-ticket expenses, what is better? A personal loan, home equity loans or cash out refinance? Learn the pros and cons of personal loans, home equity and cash out mortgage refinancing so you can make the right decision.

Is borrowing to invest ever a good idea or is it insanely risky? The answer depends on several factors:

• Investment returns
• Borrowing costs
• Risk tolerance

Some of us are well-positioned to borrow money to invest, while others should probably avoid this practice. Here’s how to evaluate potential investments and sources of funds to make a smart decision.

Paying off college debt early can help you save money and get on with your life sooner. And there are several strategies that can help you do this. It’s important that you learn how to maximize the effect of paying extra on student loans before accelerating student loan repayment.

You know the old saying: if something sounds too good to be true, it probably is. And if you think that you can get a true personal loan with no interest, you’ll be disappointed. However, apps like Dave do offer interest-free personal loans in a limited way. And that limited application may be all that you need.

If you’re having extreme difficulty repaying your government-backed student loans, you’re not alone. About 10% of student loan borrowers default on their loans and experience dire consequences. But you don’t have to slide into default – you may be able to discharge student loans in bankruptcy.