Geoff Williams

Yes, you’re working on your studies. But you need to be working on building your credit, too.

Wish you could apply for a credit card without a bank treating you like an outcast? You may want to try a secured credit card.

All of these business credit cards would be lucky to work for someone like you.

If your car breaks down, you need more than a good mechanic. You need to pay for those repairs. And if your emergency savings won’t cover them, auto repair loans can fill the gap.

Should you save money or pay off debt? For total financial health, you want to carry little debt and have savings for emergencies and retirement. But few of us get off to a perfect start. If you’re looking at a pile of debt and no savings, which problem should you tackle first? The answer depends on several factors.

If you need to borrow money, you might choose a personal loan or a loan against your 401(k) plan balance. This article covers the pros and cons of a personal loan and a 401(k) loan.