If you’re looking for somewhere to park your cash, a money market account (MMA), an interest-bearing account available at many banks and credit unions, may be a good option. To help you decide whether this type of account suits your unique situation, we’ll explore the ins and outs of MMAs below. What Is a Money… Continue reading How Safe Are Money Market Accounts? Are They a Good Place to Stash Your Cash?

While not very common anymore, every once in a while, shoppers get stuck in line behind someone writing out a paper check to pay for their groceries or purchases. Most consumers have embraced the conveniences of the digital age, which includes using debit and credit cards or digital wallets on smartphones to pay for everyday… Continue reading Can You Do Your Banking & Pay Bills Without Paper Checks?

The U.S. Bank business checking account is a no-frills account for entrepreneurs or businesses with a low monthly transaction volume. It may also be a good option for an in-person banking experience. Here’s a closer look at the U.S. Bank business checking account so you can decide if it’s a good fit. Overall Impression A… Continue reading U.S. Bank Business Checking Review 2025

With the economic upheaval of the last several years fresh in the mind, many consumers are choosing to go with solid investment vehicles that don’t put their money at risk. Enter the certificate of deposit. A CD can allow you to lock in a good interest rate so that you know exactly what you will… Continue reading Are CDs Worth It? Should You Get One Now or Wait?

If you’d like to save some money for a short-term goal, a 2-year certificate of deposit (CD) might make sense. It can help protect your savings while earning a predictable, guaranteed return. Let’s look at what 2-year CDs are, how they work, and where you can find them. What Is a 2-Year CD? A 2-year… Continue reading The Best 2-Year CD Rates for March 2025

Imagine you buy a pair of shoes with your debit card. The shoes cost more than the money you have in your checking account. Even though you walk away with your new shoes, you’ve overdrafted your account. Rest assured, you’re not alone, as overdrafts happen frequently. Below, we’ll dive deeper into what you need to… Continue reading What Happens With a Checking Overdraft & How Can You Avoid Charges?

If earning cash back whenever you make purchases with your debit card sounds appealing, a rewards checking account could be worth checking out. MoneyRates created this guide to rewards checking to help you better understand this type of bank account and determine if it aligns with your banking needs. What Is Rewards Checking? Standard checking… Continue reading From Cash Back to Interest Rates: Find Out if a Rewards Checking Account Is Worth It

If you don’t mind online banking and want to earn cash back rewards for using your debit card regularly, then the Upgrade rewards checking account is worth looking into. Sound intriguing? Continue reading to learn more about the Upgrade rewards checking account, including its features, downsides you should know, and how this account measures up… Continue reading Upgrade Rewards Checking Account Review 2025

Discover the benefits of Harborstone Credit Union’s money market account, in collaboration with Raisin, offering a competitive annual percentage yield (APY) without monthly fees. With a minimal $1 deposit requirement, this account provides accessibility for those embarking on their savings journey. Explore the pros and cons and compare it to alternatives like CIT Bank and… Continue reading Harborstone Credit Union (from Raisin) Money Market Account Review 2025

Do you want to invest your money in a savings vehicle with a fixed interest rate? Most high-yield savings accounts offer a variable rate, meaning the rate can change at any time. You might sign up for a savings account at a highly competitive rate, only to see that rate fall a month later. That’s… Continue reading The Best 18-Month CDs for March 2025