Moneyrates Search Results - How Risky Are Certificates of Deposit

The Best Ways to Invest Money 2024

Learn about the different investment options available to you in 2020 and how to use them to pursue your financial goals.

Minding Your Bank: Why You Have to Be Careful When Your CD Matures

Certificates of deposit (CDs) appeal to many savers and investors because they offer fixed returns with almost none of the potential risk factors associated with other types of investments. The Federal Deposit Insurance Corp. also insures CDs for up to $250,000. Certificates of deposit have grown in popularity in recent years as the Federal Reserve… Continue reading Minding Your Bank: Why You Have to Be Careful When Your CD Matures

Emergency Funds: Strategies to Save for Financial Disasters

An emergency fund is money that you set aside for unexpected difficulties. Every financial plan should include emergency savings. It’s smart to cover emergency savings before directing money into investments or unnecessary spending.

When Does It Make Sense to Borrow for Investing?

Is borrowing to invest ever a good idea or is it insanely risky? The answer depends on several factors:

  • Investment returns
  • Borrowing costs
  • Risk tolerance

Some of us are well-positioned to borrow money to invest, while others should probably avoid this practice. Here’s how to evaluate potential investments and sources of funds to make a smart decision.