Kristin Marino
Recent Articles By Kristin Marino
The First Bank Collapse of 2024: How It Happened and What It Means for You
Federal bank regulators seized Philadelphia-based Republic First Bank on April 26 in the first bank collapse of 2024. It’s not unusual for four or five smaller banks to fold in any given year when the economy is strong, but Republic First Bank’s failure underscores the ongoing vulnerabilities some analysts see within the banking system, particularly among… Continue reading The First Bank Collapse of 2024: How It Happened and What It Means for You
The Best Savings Accounts in Idaho in 2024
Idahoans don’t have the same number of banking choices as residents of larger states such as California and Texas, but that doesn’t mean they can’t still get a great savings rate. According to the FDIC, the state is home to 11 banks, and several national banks also have a presence in Idaho. However, residents’ choices… Continue reading The Best Savings Accounts in Idaho in 2024
Best 1-Year CD Rates for May 2024
Want to earn more money on your savings? If you don’t expect to need the money for the next year or so, consider a one-year CD as an alternative to a savings account. CDs offer similar safety and stability features to savings accounts but generally have higher rates. They do require that you commit your… Continue reading Best 1-Year CD Rates for May 2024
Back-to-School Finance Guide for College Students in 2024
Data published by the National Association of Student Financial Aid Administrators found that only 40% and 45% of newly enrolled four-year and two-year institution students, respectively, had participated in any type of personal finance course. David Sacco, practitioner in residence at the University of New Haven’s Pompea College of Business, describes the scarcity of personal… Continue reading Back-to-School Finance Guide for College Students in 2024
How A Split Credit Report Can Hurt Your Score
Most consumers know that credit reports can contain errors, but among the most common problems are split reports with information on more than person.
The Best Checking Accounts in Texas for 2024
Checking accounts in Texas might be offered through local or online banks. Some Texans prefer local banks that provide strong in-person assistance, while others prefer online banks that offer round-the-clock customer service via phone, chat, or email. Choosing the best checking account means looking at the various options and deciding what best suits your needs.… Continue reading The Best Checking Accounts in Texas for 2024
Best Standard Checking Accounts in 2024
Understanding how a checking account works is essential for managing your finances. A checking account is a primary tool for tracking income, expenses, and cash flow. By comprehending its mechanics, you can avoid unnecessary fees, better budget your finances, and ensure the security of your funds. Knowing how transactions impact the account balance enables efficient… Continue reading Best Standard Checking Accounts in 2024
2024 Excellence in Banking Awards: Top Performers and Innovators
The landscape for savings, certificates of deposit, and money market accounts has transformed significantly in recent years. While the returns on these deposit accounts were once minimal, the situation has evolved positively over the past 1-2 years. We are experiencing some of the highest interest rates for these accounts in over a decade, presenting a… Continue reading 2024 Excellence in Banking Awards: Top Performers and Innovators
Checking Account Fee Trend 2024: How to Avoid Higher Bank Fees
The latest MoneyRates.com Checking Account Fee Survey looked at a cross-section of the banking industry and found that checking account fees have gotten more expensive over the past six months — and that these fees are getting harder to avoid.
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